28654 ZIP Code — Moravian Falls, NC

Wilkes County, North Carolina

ZIP code 28654 is located in Moravian Falls, North Carolina, within Wilkes County. It covers approximately 61.42 square miles and serves a population of 3,142 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 336.

About ZIP code 28654

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $217,600. Owner-occupancy is high at 81%, well above the national average.

Median household income is $47,656. 52% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 35 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Overall, ZIP code 28654 reflects a community defined by high homeownership and a significant Social Security-dependent population.

3,142

population

61.42

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28654 ZIP code map

Cities in ZIP code 28654

Below are the cities the US Postal Service accepts for ZIP code 28654. Using any city not on this list may result in mail delivery delays.

City	Status
Moravian Falls	Acceptable
Moravian Falls	Preferred

Nearby ZIP codes

28697 Wilkesboro (5.2 mi) 28656 North Wilkesboro (6.5 mi) 28659 North Wilkesboro (8.3 mi) 28636 Hiddenite (9.9 mi) 28606 Boomer (10 mi) 28681 Taylorsville (10.8 mi) 28689 Union Grove (12.4 mi) 28669 Roaring River (13.3 mi) 28670 Ronda (14.9 mi) 28651 Millers Creek (16 mi) 28678 Stony Point (16.2 mi) 28665 Purlear (16.3 mi)

Demographics updated 05/2026

Population
Total population	3,142
Population density	51 / sq mi
State FIPS	37
County FIPS	193

Geography
Land area	61.42 sq mi
Water area	0.02 sq mi
Latitude	36.0646
Longitude	-81.1380
Timezone	Eastern (ET)
Area code	336

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	63.6%	56.2%	44.4%
$50k – $100k	20.9%	29.4%	30.6%
$100k – $200k	13.1%	12.0%	19.1%
Over $200k	2.5%	2.5%	6.0%

Demographics & statistics

3,142

Population

People per sq mi

53.1

Median age

$47,656

Median household income

$30,974

Per capita income

$217,600

Median home value

$957

Median monthly rent

81.2%

Home ownership

10.9%

Poverty rate

0.4%

Unemployment

1,606

Housing units

21.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

146

15–19

144

145

20–24

143

25–34

127

35–44

125

241

45–54

237

55–59

114

60–64

112

402

65–74

395

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	405	12.9%
18 and over	2,737	87.1%
65 and over	1,062	33.8%
Median age	53.1 years

Race & ethnicity

White 91%

Asian 5.7%

Native Hawaiian / Pacific Islander 1%

Black or African American 0.9%

Two or more races 0.9%

Hispanic or Latino 0.5%

Group	Count	%
White	2,873	91%
Asian	180	5.7%
Native Hawaiian / Pacific Islander	33	1%
Black or African American	29	0.9%
Two or more races	27	0.9%
Hispanic or Latino	16	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	63.6%	56.2%	44.4%
$50k – $100k	20.9%	29.4%	30.6%
$100k – $200k	13.1%	12.0%	19.1%
Over $200k	2.5%	2.5%	6.0%

Under $10k 5.3%

$10k–$15k 4.1%

$15k–$25k 8.1%

$25k–$35k 8.2%

$35k–$50k 25.3%

$50k–$75k 22.3%

$75k–$100k 4.2%

$100k–$150k 9.0%

$150k–$200k 10.6%

$200k+ 2.8%

Range	% of households
Under $10k	5.3%
$10k–$15k	4.1%
$15k–$25k	8.1%
$25k–$35k	8.2%
$35k–$50k	25.3%
$50k–$75k	22.3%
$75k–$100k	4.2%
$100k–$150k	9.0%
$150k–$200k	10.6%
$200k+	2.8%
Median income	$47,656

Housing

Home values

Under $50k 6.3%

$50k–$100k 20.8%

$100k–$150k 10.4%

$150k–$200k 3.7%

$200k–$300k 36.6%

$300k–$500k 20.1%

$500k–$1M 2.0%

Housing overview

Metric	Value
Median home value	$217,600
Median rent / month	$957
Owner occupied	81.2%
Renter occupied	18.8%
Vacant	25.9%
Single-family detached	78.5%
Large apartment buildings	0.0%
Mobile homes	19.7%
Median rooms	5.5
Avg household size (owned)	2.35

Year built

Era	%
2020 or later	0.0%
2010–2019	4.0%
2000–2009	17.2%
1990–1999	19.9%
1980–1989	16.4%
1970–1979	11.5%
1960–1969	15.0%
1950–1959	7.4%
1940–1949	1.6%
1939 or earlier	7.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	4.8%
2 bedrooms	18.0%
3 bedrooms	70.1%
4 bedrooms	6.0%
5+ bedrooms	1.1%

Vehicles per household

Vehicles	% of households
No vehicle	6.6%
1 vehicle	17.1%
2 vehicles	35.3%
3 or more	41.0%

Heating fuel

Fuel type	%
Utility gas	3.2%
Electricity	71.2%
Propane / LP gas	3.3%
Fuel oil	6.7%
Wood	11.8%
No fuel used	3.8%

Households & families

Household type	Count	%
Married-couple family	680	49.2%
Cohabiting couple	134	9.7%
Male householder, no spouse	259	18.7%
Female householder, no spouse	309	22.4%
Households with children under 18	223	16.1%
Households with seniors (65+)	669	48.4%
Average household size	2.27

Marital status

Status	Male	Female
Never married	33.5%	24.4%
Married	46.8%	53.5%
Separated	5.5%	0.0%
Widowed	1.3%	7.3%
Divorced	12.9%	14.8%

Education

Less than 9th grade 6.6%

Some HS, no diploma 10.5%

HS graduate 31.9%

Some college, no degree 14.8%

Associate's degree 14.4%

Bachelor's degree 17.1%

Graduate / professional 4.7%

Metric	%
HS diploma or higher	82.9%
Bachelor's or higher	21.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	7	1.6%
Elementary school	119	26.5%
High school	162	36.1%
College / grad school	161	35.9%

Employment

Industry of employment

Education & healthcare 15.5%

Construction 15.3%

Manufacturing 13.7%

Retail trade 10.7%

Professional & management 10.7%

Information 9.9%

Agriculture & mining 6.0%

Finance & real estate 5.0%

Other services 5.0%

Arts, food & hospitality 4.9%

Transportation & utilities 3.0%

Public administration 0.5%

Occupation

Category	%
Management, business & arts	29.6%
Service	14.0%
Sales & office	11.9%
Natural resources & construction	15.1%
Production & transportation	29.4%

Employment type

Type	%
Private sector	88.4%
Government	5.4%
Self-employed	6.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	89.1%
Carpool	1.0%
Public transit	0.0%
Walk	0.4%
Work from home	9.5%
Other means	0.0%
Avg commute (minutes)	35.2

Poverty

All people 10.9%

Under 18 years 9.6%

18 and over 11.0%

Married-couple families 5.9%

Female-led households 4.3%

Income support

Source	% of households
Social Security	52.4%
Retirement income	25.0%
Supplemental Security	5.8%
Cash public assistance	2.9%
Food stamps / SNAP	2.9%

Health indicators

Condition	%
Obesity	36.6%
High blood pressure	35.7%
High cholesterol	37.7%
Diabetes	11.1%
Heart disease	7.4%
Stroke	3.5%
Asthma	9.0%
Arthritis	28.3%
Kidney disease	3.2%
Pulmonary disease	8.0%
Cancer	7.4%

Behavior / access	%
Smoking	19.4%
Binge drinking	15.6%
No physical activity	23.3%
Less than 7 hrs sleep	30.9%
Depression	23.2%
Fair or poor health	14.4%
Poor mental health	14.0%
Poor physical health	11.2%
No health insurance	16.8%
Visited doctor (checkup)	78.7%
Visited dentist	65.9%
Cholesterol screening	90.6%
Teeth loss	14.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	170	6.2%

Disability	%
Any disability	20.6%
Under 18	2.2%
18–64 years	14.8%
65 and over	36.7%

Health insurance coverage

Type	%
Private insurance	69.0%
Public insurance	41.6%
No insurance	8.8%
Uninsured under 19	6.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,074	97.8%
Spanish	94	3.1%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	94	3.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,003	95.6%
Born in same state	2,987	95.1%
Born in different state	2,071	65.9%
Foreign born	16	0.5%
Naturalized citizen	139	4.4%
Not a US citizen	94	67.6%

Ancestry

Ancestry	Count	%
Arab	976	31.1%
French	551	17.5%

Ancestry	Count	%
Italian	143	4.6%
German	37	1.2%

Technology access

Metric	% of households
Computer access	44.0%
Internet access	88.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28654

What city is ZIP code 28654 in?

ZIP code 28654 is primarily assigned to Moravian Falls, North Carolina.

What county is ZIP code 28654 in?

ZIP code 28654 falls within Wilkes County, North Carolina.

Does ZIP code 28654 have an older population?

34% of residents in ZIP code 28654 are 65 or older, above the national average of ~17%.

Does ZIP code 28654 have a large retiree population?

52% of households in ZIP code 28654 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 28654 mostly owner-occupied?

81% of occupied units in ZIP code 28654 are owner-occupied, well above the national average.

What is the population of ZIP code 28654?

ZIP code 28654 has an estimated population of 3,142 residents, with a density of 51 people per square mile.

What timezone is ZIP code 28654 in?

ZIP code 28654 observes the EST timezone.